Laundromat Insurance
Laundromat Insurance – Dry Cleaners Insurance - Drop Off Cleaners Insurance


Laundromat Insurance - Dry Cleaners insurance - Drop Off Cleaners Insurance
A Laundromat Business or Dry Cleaners Business is a business that involves a lot of risk. You have numerous high value machines that cost a lot to purchase but also cost a lot to fix and replace. When you start a Laundromat you most likely spent a significant amount of money running electrical lines and plumbing lines to the machines.

If something was to happen to the business like a fire or flood, not only would it cost you a lot to fix the machines, you would also lose a significant amount in lost business. That is why it is important to have the right insurance policy in place for your Laundromat.

When insuring a Laundromat you have to take the following coverage’s into consideration.



Business Property Insurance
Business property insurance can protect your business against physical loss due to fire, explosion, flood, theft and many other perils. It can provide coverage for the building if you own it and for the belongings of the business.

We can provide insurance coverage for the:

Washers

Dryers

Folding Tables

Flooring

Computers

TV’s

Coin Machines

Soap & Detergent Supplies

The Electrical Work You Have Done

The Plumbing Work You Have Done

And anything else that belongs to the business



Loss Of Income
If your Laundromat does suffer a loss, you may be out of business for 1, 3 or 6 months. This would be a huge catastrophe for the business since it still has to pay utility bills and rent and would not be receiving an income.

With loss of income coverage we can make sure that even though you are not in business, you are not out of business. You can still pay the rent and get your business operational again.

You can be confident that while your business is being repaired or rebuilt, the Laundromat will open again to your customers.

If you do not currently have loss of use coverage on your policy, contact us by clicking here so that we may properly secure your business.



Liability Insurance
The General Liability Insurance portion of your Laundromat or dry Cleaning business protects the business against claims due to injury of third parties.

Injuries are possible in a Laundromat or Dry Cleaning business because of many possible reasons.

Someone Can Slip & Fall Outside The Business

Someone Can Slip & Fall Inside The Business On A Wet Floor

Someone Can Get Burnt By The Dryer

A Folding Table Can Hurt A Child

The Washers Glass Can Break & Cause Injury

And I am sure you can think of many other cases when someone can get injured.

General liability is an important part of the policy. It will cover all of these cases and more and will provide coverage whether you or your business were negligent or not. It will pay for legal & court costs along with any judgment awarded to the claimant.

Bodily Injury
Will provide coverage for anyone other than your employees that are injured on the premises

Property Damage
Will provide coverage if anyone’s property in destroyed or damages within the premises

Products Coverage
Will provide coverage if a customer’s property is damages while in your care because of a covered loss.

Advertising Injury
Will provide coverage if you publish inaccurate information or do false advertising about your competition.



Workers Compensation
Workers compensation covers your Laundromat or Dry Cleaning Business against claims by your employees for injury on the job. If you would like more information on Workers Compensation, please click here and read our article.



Commercial Auto Insurance
If you provide a delivery service to your customers, commercial or business auto insurance is how we would provide coverage for the vehicles the business owns or operates. If you would like more information about commercial or business auto insurance, please click here and read our article.



Our mission is to provide the most detailed information to our customers to ensure that they know how to properly insure their business. DurAmerica Brokerage has over 50 years of combined experience in the insurance industry. We strive to educate our customers and provide the best coverage’s at the lowest prices possible.